Home Loan Modification: A Big Help to Avoid Home from Foreclosure

One day Ben Johnson visited her friend, Sally Peterson. But, when he arrived at her home, she was so busy packaging her stuff. It seemed that Sally would move to other place. Sally was surprised of Ben’s coming, she told Ben that she had received a foreclosure notice, and she faced a big problem due to her monthly mortgage payment.

Ben was very sorry to hear what had happen to Sally. But then he told Sally a chance to get solution for her problem, it’s HomeLoanModification.

Home Loan Modification can help people who face the same problem as Sally. The professional consultant of Home Loan Modification will assist the lenders to modify the term of their mortgages so that the payments can be reduced. Besides that, the lenders can have the interest rates lowered, and other ways to stop foreclosure.

The step to get help is so simple. The lender should act as soon as possible before they get the final notice of foreclosure. Just filling out the form of Get Help Right Now at Home Loan Modification, and a big help will come.

Family Entertainment from Direct TV

Talking about home and family entertainment is talking about DirectTV. I can say that it is a good way to keep the kids stay at home instead of playing out side.

The kids really enjoy the family entertainment program of DirectTV with over 45 channels that suitable for all ages. Besides the educational program, there are also religious and entertainment program that is very interesting for the kids and the whole family.

Not only family entertainment program, Direct TV also offer other various packages such as Premier ultimate entertainment, Choice Extra for TV lover, Choice Basic entertainment, and many other with lower price starting at just $29⁹⁹ per month.

Why Direct TV? With so many benefit such as the first costumer satisfaction of Direct TV Service, the best and most channels in HD, the most sport in HD, all 64 games with NCAA MEGAMARCH MADNESS, and many other benefit; DirectTV has proofed that it is one step ahead compared with Dish Network and Cable.

With digital Direct TV system, the customer can experience a stunning crystal-clear and 100% digital-quality view.

So, do you want to keep the family get together at home? Just order Direct TV.

New Morning Activity

Morning view looked from my balcony

Since 17 June, 2009 I and my family and also my two maids live in Bogor Nirwana Residence, Bogor. This is our first week becoming the citizen of Bogor. What an excited experience!

We enjoy new environment, new house, new atmosphere and also new daily activity. In the morning when the sun rise in the East, we can see the beautiful mounts Salak and Pangrango from our terrace and balconies. I felt just like starting a new life with a new spirit when I see the stunning view.

Today, my husband, Dea and I spent the morning by riding bike around our cluster, while Anin and Rafif still sleeping. After foresight-seeing we went to the club house. Dea and her father couldn’t deny the temptation of the beautiful swimming pool with the “blue” water; they swam happily until they got exhausted.



Dea also played at the children playground near the swimming pool. But then she felt hungry, so we went home to have breakfast. I don’t know why I always feel hungry here, in Bogor. When I was in Palembang, breakfast was not a must, because I didn’t feel hungry. But now, it seems that I don’t want to miss my meal time, I want to eat and eat and eat… wow, any food taste delicious here in Bogor!

Preparing to Move to Bogor

On next Wednesday, I and my family will leave Palembang. I can’t exactly express my feeling, because it is a mixture of sadness, but also excitement.

I’m sad because I have to leave my parents, my parents in law, my sisters, my brothers and sisters-in-law, my nephews, my nieces, and the other kin and also my friends. I’m sad because I have to leave my houses, J-3 and J-7, especially J-3, my lovely home where so many sweet memories happened.

I’m excited because I will have another experience living in the new community in Bogor. I can decorate my new house, I can have new friends and neighbors, and something new makes me feel conscious.

My husband will arrive this evening. On the next day we will check the stuffs that should be brought and also supervise the packing of the stuffs. All the big stuffs such as piano, and motorcycles will be brought by cargo.

My sister –in law, Wati and her family will live at J-3. That’s something makes me relieve because I know Wati will maintain it carefully. But J-7 will be sold, since I have bought a house in Bogor, it’s too hard to maintain 3 houses.

Rafif enjoyed his last meeting with Miss Maria and Noel.

My kids also feel sad because they have to leave their friends and teachers. Rafif said good bye to his lovely teacher, Miss Maria on his English class yesterday. And Dea also enjoyed her last meeting with friends and her caring and kind teacher, Miss Irmah. But I don’t know how Anin feel about her last meeting with her friends and teacher. It seemed that she didn’t feel sad. Even she refused when I wanted to take the photo of her friends.

So, on next Wednesday 17 June 2009, I will say good bye to Palembang, my lovely city. And then, Bogor! I’m coming!

Business Loans for any Businessmen

Business Loans can be very helpful for any people who want to start a new business, and for any businessmen who want to expand their business. Nowadays, the procedure to get the loans is simple and easy.

First Amerigo Funding offer a wide range of loans to meet anyone needs. Through a simple and easy process which can close within two business days and with little documentation, Businessmen can get fund to add their capital, and expand their business. People can obtain personal loans, a smart way to borrow money for any personal purpose such as home improvement, vacation, educational expenses, debt consolidation, and any emergency needs. First Amerigo also put the customer satisfaction on the first priority by giving the same day decision, free consultation, great terms, secure and confidential.

How much people can obtain unsecured loans? Can they get a 20000? Or a 60000? First Amerigo Funding can approve unsecured loans for up to $ 100,000.00!! Interesting, isn’t it ?

What Primary Color Are You?

I'm Blue

I'm a philosophical and often inspired person. I'm the master of ideas. I'm open to many points of view. I believe that it's important to communicate and not judge. I have a worldly perspective, and I'm always looking to broaden it. I'm a true people person, but I also value my solitude and personal space. Click here to know What Primary Color You Are

Swing Sets and Playground Equipment to Cheer the Children

When I visited Meta, one of my old friends, she was looking after her kids Reva and Rama at the playground at her backyard. Reva and Rama were playing glider and swingset. They were laughing exhilaratingly and really having fun.

Meta said that she was just bought those playground equipment and she was contented because the products were beautiful, strong, and also safe for kids.


I was interested to get more information about the products so Meta told me about swingset.com.

Soon, when I browsed, I visited this site. Meta was right, it was interesting! I found many products such as swing sets, slides,bike racks, daycare indoor, daycare outdoor, glides, tire swings and many more.

The most important thing is that swingset.com provided the equipments which were no arsenic, no chromium wood, so they were safe for children.

Bed Rails and Other Home Safety Products at KidSafe

Last night, while sleeping, out of the blue I woke up because of Rafif’s crying. He fell down from his bed, and cried because he was shocked. Fortunately, he’s ok. I hug him then he stopped crying, but then I couldn’t sleep anymore, keeping him from falling again.

I thought I should do something to keep him safe. So I browsed internet, searching for home safety products. At KidSafe I found Bed Rails. The Bed Rails at KidSafe were made of a high quality furniture grade hardwood, with easy installation and can be used for children aged 18 months – 6 years old. It’s the best choice for Rafif.

There were home safety products such as child safety locks, electrical safety, furniture safety, kitchen safety and many others products that can make the home a safe place where children can play, learn and explore.

At KidSafe, I found not only the products, but also safety tips that were helpful as guidance to create safer homes for kids. The safety tips gave people knowledge to keep children away from being the victims of accidents at homes.

Spending Sunday Afternoon with My Family

The happiest moment in life is when I spend time together with my husband and kids. Last Sunday we decided to go to Palembang Trade Center Mall to buy some stuffs. The kids were excited because they could get what they wanted. Rafif got his favorite toy: Hot Wheel car. Anin bought some DVD of Barbie and Dea bought CD of Play Station.

Still busy with his cell phone..

Forget my diet program for a while, couldn't resist the temptation of chicken noodle, ha..ha..

Then, we hung out at our favorite café, to enjoy our favorite food: Chicken noodle.

Look at Rafif and Anin. The photos shows how a bowl of chicken noodle could raise their appetite. Ha..ha..

Yummmmy...

Is Your Life Boring?

I Live an Interesting Life


I may not live the most exciting life, but I'm actually pretty fascinating.

I keep busy and active. I try to enjoy life at every turn.

If I feel like things have gotten a bit boring lately, I may need to shake it up a bit.

Try visiting a new place, eating a new type of food, or listening to some new music.

Novelty makes for a more interesting life!

Is Your Life Boring? Find out Here

Farrey’s :The Unique High Quality Products for Home

Thinking about our new house is an excitement. I always think about how to make our house more comfortable to live in. So, as usual, I browse the internet to find what I should do to our new house.

I just think to equip the house with the unique high quality product. What kind of product? This question is tangle in my mind until finally I find Farrey’s online store that sell many beautiful products for home.

The Ceiling Fans at Farrey’s are amazing. There are so many options such as Casablanca ceiling fans, Craftmade ceiling fans, Emerson ceiling fans, Hudson Valley lighting ceiling fans and many others. I think it’s smart to choose ceiling fan instead of air conditioner because the ceiling fan does not only reduce the heat but also can be a beautiful element of decoration. And one thing, it is safer for the world deal with the global warming issue.

Farrey’s offers not only ceiling fans but also a wide range of unique high quality products for home such as bathroom products and bathroom hardware, kitchen products, doorware, lighting and lamps, and ventilation and vent fan products.

Those beautiful products give me a lot of ideas to make my new house be more comfortable to live in.

Having Fun at Fun World

Last Sunday, after attending a wedding party, I took my kids to have fun at Fun World, Palembang Trade Center. My mother, my sister Rika and her kids, Dilla and Raihan also joined us.

Playing was really fun there, at least for the kids, that what I saw on their faces. Rafif and Raihan laughed and waved to me and Rika while they were sitting on the moving small- train.

Anin, Dea and Dilla enjoyed playing ship coaster. Then they tried fishing toys. Each of them got a necklace pen, but they were not satisfied. They tried another game to get more reward, such as crocodile punch, crazy crab, catching doll and many others. But, it seemed that they were unlucky, they only got few cards to be exchanged to a reward: a sticker. Oh…poor girls! ha..ha..

Raihan and Rafif took another action. They played at the Toddler Play Ground. They swam on the ball pond, climbed the stair, slide down and hopped happily.

Raihan and Rafif seemed so big among the kids who played there. Of course they were, because these kids had the same hobby : eating!. ha..ha...

After playing, the kids felt hungry. So, we went to our favorite café “French “downstairs, on the lower ground. We enjoyed chicken noodle and tea while chatting and sharing happiness and joy. I love hang out with family!

Swimming at Butterfly Swimming Pool

Swimming is really fun. That’s what my kids, Anin and Dea, think. They can’t hold themselves from plunging into swimming pool. This time, I saw on the newspaper that there was a new swimming pool at Grand Garden.

We went there. It’s located on the Grand Garden residence, Palembang. Actually, it’s the sport facility for the people who live at the residence but it’s opened also for public.

The atmosphere there was quite cozy. There were two swimming pools, one for kid and the other one for adult. On the floor of the pool, there was a blue butterfly pattern. It made the pool looked nice.



There were only a few people there. Some kids were being trained to swim on the big pool. Some other just played around the small pool. It’s not crowded just like any other swimming pool on the week end. So, the kids really enjoyed swimming and playing in the pool.



While watching the kids swimming, I and Wati, my sister-in-law, ordered food on the menu list. There were not many options, just fried rice, chicken porridge and noodle. But, we had to wait for almost two hours! (oh my God), to enjoy our meal. I didn’t know why they took so long to prepare our order. It seemed that they were not ready, since the place was newly opened.

I thought the management of this swimming pool should give a better service for the visitors, so they could attract more people to come to this place.

Having Dinner with Family

Wati, my sister in law celebrated her birthday last night. We went to our favorite food court at PUJASERA, Jl. Veteran Palembang. I, my husband, my kids, my father in law, my nephews and nieces, my brother in law and his wife and Wati enjoyed our dinner there.

There were wide ranges of food in the menu list such as many kinds of noodle, fried rice, sate, Palembang food, many kinds of soup and soto, oriental food, etc. But our favorite food was “konro bakar”. It’s a kind of steak with Indonesian spices, but it’s originally from Makassar.

Our favorite beverage was “ jus kacang hijau” or greenpeal juice served with coconut milk. We always order this food and beverage every time we visit this place.

Konro Bakar and Jus Kacang Hijau

We enjoyed our dinner and our togetherness. It’s something I’ll miss if I move to Bogor on next June…

Gold Made Easy for Gold Investment

It’s time to think about investment. Some people came to me and offered me some options. One of them told me that spending money to buy property such as house and land will be beneficial. Some other gave more options such as Stocks, Bounds, Mutual Funds, and Money Market Funds which sound too sophisticated to me.

I bought 600m2 lands. But then I had a bad experience when someone else claimed that the land was his. I was surprised how it could be. How the land could have two certificates with different version. Although finally I could get my money back, but I didn’t think buy land was a good investment.

Buying houses was a good choice, but I had to spend a lot of money to maintain the houses.

These experiences lead me to search for the best kind of investment, which can bring wealth, security and satisfaction. Finally I’ve decided to choose gold ownership. In the current investment world, with yields still running below the inflation rate and stocks and bounds still suspect, gold remains healthy and safe alternative for investment. Gold has been the standard currency which is accepted in almost anywhere in the world. Its value tends to rise continuously. Since 2001 gold has tripled in value.

Browsing the internet, I find Gold Made Easy, an Aurum Advisors website which is known as well and trusted gold brokerage house. It gives me much information about acquiring a gold and precious metal portfolio.

Gold Made Easy offers certified and bullion gold coins with many types and prices, such as The American Gold Buffalo, The American Gold Eagle, $20 Saint-Gaudens Double Eagle MS 65, Australian Gold Nugget, and many more. Other precious metal such as platinum and silver are also available.

Gold Made Easy also offers portfolios such as personal security portfolios, family security portfolio, collector’s portfolio, precious metal acquisition portfolio, retirement portfolio and Aurum wealth portfolio.

So, think about investment is think about gold ownership and Gold Made Easy.

Rafif’s Cooking Class

On Wednesday, 23 April 2009, Rafif and his classmates from 3 to 6 English Course had a cooking class. This was the first experience for Rafif, so he was enthusiastic. The cooking class was held at Bogasari Kitchen near the PTC mall.

The Chef, Mr. Suyanto from Bogasari welcomed the kids by giving them chocolate wafer. After giving explanation, the Chef and teachers assisted the kids to make mini pizza.

Rafif and his friends were excited when they put mushroom, beef, sausage, cheese and paprika on the mini pizza. They can choose the topping they want for their pizza. I laughed when I saw Rafif ate a piece of mushroom, but then he said,” Yuck! What is this? I don’t like this!”

When the pizzas were ready, they seemed so delicious. The kids ate them and brought some pizzas home. Rafif gave the pizzas to Anin, Dea, and his Nanny. He said “I made pizza by myself.” proudly…

Choosing Special Gifts for Children

Andy, one of my old friends called me this morning. He wanted to come to Palembang on the next two week to see his mother, his sisters and also his nephew and niece. Andy, a handsome man who has been living in Australia for 9 years, is still single. I don’t understand why he hasn’t decided to marry someone; although I know he really want to have his own happy family.

He said the main reason he came to Palembang is to see his nephew and niece, Deny (3 years old) and Farah (2 years old). He has never seen them before. His sister sent him their photos through e-mail.

Andy told me that he wanted to give something special for Deny and Farah, but he didn’t have any idea. He wanted to bring the gifts when he comes to Palembang. So, I told him to shop at Shop Wiki, a site where a shopper can find anything sale on the web.

I suggest Andy to buy children books which can stimulate reading interest of children. He can read them story book to build uncle-nephew bond and creates a fun experience together.

There are a lot more options he can choose for the gifts. Toddler Clothing is a good option, but since he has never seen the children, maybe he would find difficulty to choose the clothing size.

Toys and Games could be the best option. He could find toys which are not only safe for children but also have educational element.

Andy said he couldn’t wait to come to Palembang, he promised me to see me too. He thanked me, because he had already knew what special things he would bring for Deny and Farah.

For my Beloved Husband on His Birthday

My dear husband,

When I was a little girl, I imagined someday I would marry a prince who loved me.

In my naïve mind, I imagined he was so handsome, the most handsome man in the world.

Yes, it was my dream. It was only the immature longing of a little girl who loved romance.

But when the reality comes, I find more than just a dream comes true.

Although you are not a prince and you are not the most handsome man in the world, but …

You are the one who makes me happy

You are the one to hold me when I’m afraid

You are the one who made me a Mother

You are a man among men

You are my love, my soul mate, my leader, my hero

Happy birthday, my husband…

Thank you for making my life more beautiful than my dream

With all my love,

Dewi Sutedja

Direct TV and Its Preeminence

Has bad weather disturbed the signal of your Cable TV? Do you pay higher cost for Cable DVR? Do you want 130 HD channels and Counting? If your answers are” yes” for the questions above, so it’s time for you to order Direct TV.

With digital DirecTV satellite system, no matter how bad is the weather, you can still watch all the programs without any disturbances. You can also experience an amazing crystal-clear and 100% digital-quality view.

Direct TV offers package that gives you over 150 digital channels for only $52.99/month including your local channels, while you’ll get only 60-90 analog channels with Cable for the same price.

Direct TV provides 130 HD channels while the Cable TV and Dish Network do not do the same thing.

The other preeminence of Direct TV is it provides exclusive packages such as NFL Sunday Ticket, Nascar Hot Pass, NCAA Mega March Madness, and MLB Extra Innings, which you can’t get from Cable TV and Dish Network.

So, don’t waste your time, order Direct TV at Directtv.com now!

Rafif Got Asthma Relapse

Last Sunday, Rafif got asthma relapse. The day before, he ate a bar of chocolate while he got cough. It was my mistake. I shouldn’t give him chocolate until he is fit. I didn’t have the heart seeing him breathed, seemed so hard. He refused any food I gave him. That was never happen if he’s healthy.

I called Doctor Aditiawati, the pediatrician. She didn’t answer the phone. Then I sent her sms. Several minutes later she replied, she said that she was in Jakarta.

Soon, I took Rafif to the Emergency Unit of Charitas Hospital. Susan, his nanny and Anin accompanied us. The nurse there helped him to get inhalation trough nebulizer. The doctor gave me prescription. Then we went to the drug store to get the medicine.

His condition wasn’t getting better although I had given him the medicine twice. That evening, I took him again to the Emergency Unit. He got inhalation again, and again. “Mama, I want to go home…” H e said. The doctor suggested me to continue to give him the medicine.

“Honey, if only I could substitute, let me bear the illness..” I cried in my heart.

Thank God, now he is getting better. I’m so happy to see him smile and laugh again.